Roofing Tips 2026: How to Pick the Best Shingles & Underlayment

Choosing the Best Roof Shingles for Durability and Weather Resistance

Choosing roof shingles is one of the most important decisions a homeowner makes. Your roof protects everything underneath it—from your structure and insulation to your belongings and daily comfort. In places like Missouri, where homes face a mix of wind, hail, heat, humidity, and seasonal snow, durability and weather resistance matter just as much as appearance.

This guide explains the most common roof shingle options, how they perform in different weather conditions, and what to consider when choosing shingles that will hold up over time. The goal is simple: help you make a practical, informed decision that fits your home, your climate, and your budget.

Why Roofing Material Matters

A roof is not something most homeowners want to replace twice. The materials you choose today affect how long your roof lasts, how often it needs repairs, and how well it protects your home during storms.

Some roofing materials are designed for basic protection at a lower cost, while others are built to withstand stronger winds, heavier impact, or longer exposure to sun and moisture. A durable, properly installed roof can reduce the risk of leaks, blown-off shingles, and storm damage over time.

Roofing materials can also influence insurance considerations, energy efficiency, and resale appeal. While no roof is damage-proof, selecting shingles suited to your local weather conditions helps reduce long-term maintenance and unexpected repair costs.

Types of Roof Shingles and Their Durability

Roof shingles come in several material families. Here are the most common, from budget-friendly to specialty:

• Asphalt Composition Shingles (3-tab and Architectural): The most common residential shingles, especially in North America. 3-Tab shingles are thin, flat sheets arranged in straight strips. Architectural/Laminated shingles are thicker, layered for a textured look. Asphalt shingles are affordable but have moderate longevity—typically 20–25 years for drywall- or oil-based three-tab types, up to 30–40 years for premium laminated brands. Leading manufacturers (GAF, Owens Corning, etc.) offer laminated shingles with 30–50 year limited warranties.
• Impact-Resistant Asphalt Shingles: An upgraded asphalt shingle with special modifiers that boost toughness. These are rated Class 3 or 4 for hail resistance (Class 4 is the highest). For hail-prone regions like Missouri, Class 4 shingles can withstand 2″ hail without cracking. They cost more than standard shingles but can avoid storm damage (and potentially lower insurance rates). Major brands offer Class 4 versions of their architectural shingles.
• Metal Shingles or Panels: Modern metal roofs (steel, aluminum, copper) often come in panel form or as metal shingles that mimic tile. Metal roofs are very durable (often lasting 50+ years) and excel in wind and hail conditions. They are lightweight, fire-resistant (Class A), and many designs shed snow easily. In hail tests, metal roofs remain intact better than asphalt. (Note: Metal roofing can be pricier upfront and may require a louder roof during rain.) High-end metal roofs often carry 30–50 year warranties.
• Slate Tiles: Natural slate is among the most durable roof coverings. Real slate tiles often last 75–100+ years, far outliving most homeowners. Their drawbacks are high weight and cost: slate can cost $20–$30+ per square foot installed, and not all houses have the structure to support it. However, slate offers unmatched elegance, fire resistance, and longevity. If your house can handle it and budget allows, slate is virtually maintenance-free for generations.
• Clay or Concrete Tiles: Masonry tiles offer extreme durability, similar to slate. A well-installed clay or concrete tile roof can easily last a century or more. Tiles are heavy and must be screwed or correctly mechanically fastened to the roof deck (not just nailed). These roofs look attractive, resist fire and UV, and stand up to hurricanes when properly installed. They are commonly used in warm, dry climates (e.g. Mediterranean or Florida style homes). Installation and materials are expensive, so tile is usually seen in high-end homes.
• Synthetic/Fiber Cement Shingles: A newer category of asphalt alternatives. These composite shingles are made from polymer, fibre-cement, or rubber, engineered to mimic wood shake or slate. They often carry long warranties (up to 50 years) and excel in durability (resisting rot, insects, and UV). The lighter weight and uniform size make them easier to install. Top-tier synthetic shakes/tiles can handle high winds, fire, and hail very well. If manufacturer tests are available, look for a Class A fire rating and Class 4 hail rating on these products. (Because compliance forbids us from naming products directly, ask Hall Brothers for recommendations on synthetic shingles from quality brands.)
• Wood Shakes/Shingles: Traditional wood roofing (cedar, redwood) is natural-looking but less durable unless meticulously maintained. Wood shakes may last ~30 years in ideal conditions, but are less resistant to fire (unless treated) and may warp or split in harsh climates. They are generally not advised for stormy or wildfire-prone areas. Modern fire-retardant treated shakes exist but still require inspection. We include them here for completeness, but they are often best reserved for milder, aesthetic-focused applications.

Composite and Specialty Shingles

Synthetic shingles are made from engineered materials designed to mimic wood shakes or slate. They are lighter than natural stone and often resist moisture, insects, and cracking better than traditional materials.

These shingles are commonly chosen by homeowners who want the look of premium materials without the weight or maintenance concerns.

Performance by Climate

Your local climate plays a huge role in which roofing material is best. Consider these factors:

• Hail-Prone Areas (e.g. Missouri, Midwest): Hail can crack or break ordinary shingles. Look for impact-resistant options. Asphalt shingles rated UL 2218 Class 4 (the highest) are specially formulated to resist cracking. Class 4 shingles also carry longer warranties (often 30–50 years for materials). In fact, experts note that Missouri faces dozens of severe hail storms annually, so homeowners often upgrade to Class 4 shingles to protect against large hailstones. Metal panels and concrete tiles are also very hail-resistant. In practice, it’s best to use a tested impact-resistant shingle in hail country. Hall Brothers stocks high-grade asphalt and composite shingles with Class 4 ratings for this reason. (Lower-class shingles may dent or tear easily in a hailstorm, leading to leaks.)
• High-Wind Regions (tornado/hurricane areas): Wind uplift is a concern. Proper underlayment, secure fastening, and using higher-grade shingles (with the correct nail pattern) are vital. Architectural or laminated asphalt shingles rated for 110+ mph or metal standing-seam roofs are ideal. Some advanced shingles include wind warranties up to 130 mph with proper installation. Always follow manufacturer specs to achieve these ratings. Laminated shingles typically have better wind resistance than 3-tabs. Metal roofs are inherently very strong in wind. Consulting a professional (like Hall Brothers) ensures the installation meets local code and can handle local wind loads.
• Excess Snow and Ice (northern or alpine climates): Heavy snow loads and freezing conditions can damage roofs. Asphalt shingles with quality ice-and-water shield underlayment at eaves and valleys are recommended. Metal roofs with built-in snow guards can shed snow efficiently. If you stay in one place for decades, a premium shake or tile roof on properly spaced purlins might last very long even under heavy snow. However, note that tile/slate require extra roof strengthening for the weight of snow plus the material.
• Extreme Heat and Sun: In desert or southern areas, UV rays and heat can accelerate shingle aging. Lighter-colored shingles reflect more sun. Some manufacturers offer “cool roof” asphalt shingles with reflective granules. Metal and tile roofs also reflect heat well. In fact, one study found metal roofs can reflect up to ~60% of solar heat compared to conventional asphalt, lowering attic temperatures. Additionally, ensure your attic ventilation is robust. Use vents and underlayment rated for high UV exposure, and consult Hall Brothers about cool-coat finishes or ventilated installs. (Avoid dark shingle colors if possible.)
• Moisture and Rain (humid climates): In very wet areas, water resistance is key. Asphalt and tile roofs both perform well when installed correctly, but wood shakes can trap moisture. Tile roofs have gaps that allow drying airflow. For any roof, quality underlayment and a good venting system (ridge vents, soffits) are essential to prevent moisture problems. Hall Brothers sells top-grade vinyl soffit and fascia vents to work hand-in-hand with roofing for moisture control.
• Regions with Algae Growth (southeast U.S.): Algae stains can discolor shingles under high humidity. Some asphalt shingles include copper or specialty granules to resist algae growth. Many premium asphalt shingles carry 25–30 year algae-resistance warranties. Metal and tile are naturally unaffected by algae or mold.

In snowy, icy, hail-, wind-, heat-, or moisture-heavy environments, every climate has a best-fit roofing material. For Missouri and the Mid-South, where humidity, heat, storms, and moderate snow all occur, laminated asphalt or synthetic shingles with high wind and hail ratings often represent the best balance of performance and cost. If you’re in a more extreme pocket (e.g. the Four State Area), consider heavy-duty options like tall profile metal or tile for steep-slope roofs. Hall Brothers near St. Charles knows these local patterns well and can guide you to products rated for your microclimate.

Comparing Lifespan and Cost

A key consideration is how long each shingle material is expected to last versus its cost. Below is a general guide (consult manufacturers and Hall Brothers for specifics):

• Asphalt Shingles (3-tab): Lifespan: ~20–30 years. Cost: Lowest ($100–$150 per roofing square, installed, depending on brand). Good entry-level choice if budget is tight and lifespan is acceptable.
• Asphalt Shingles (Architectural): Lifespan: ~30–50 years with quality products. Cost: Mid-range ($150–$250 per square, installed). They have a thicker design, better aesthetics, and stronger wind resistance than 3-tab. Many come with Class A fire and Class 4 hail ratings.
• Impact-Resistant Shingles: Lifespan: Comparable to architectural asphalt (often 30+ years with warranty). Certified for hail and often carry longer warranty. Cost: 20–30% more than regular architectural shingles. The extra cost buys resilience in the long term, especially in hail zones.
• Composite/Synthetic Shingles: Lifespan: ~40–50 years typical. Some synthetic shakes/slates carry 50-year warranties. Cost: Higher-end ($200+ per square, installed). They can mimic wood or slate aesthetics and offer high durability with low maintenance.
• Metal Roofing: Lifespan: ~40–60+ years. Cost: Higher ($300+ per square, installed) but varies by metal type (steel vs copper). Metal’s longevity often justifies the investment. Coated steel panels are most common and also available in “shingle” profiles.
• Concrete/Clay Tile: Lifespan: ~50–100+ years. Cost: Very high ($300–$700+ per square, installed) and may require roof reinforcement. Industry says these roofs can easily exceed 100 years if underlayment is properly maintained.
• Slate: Lifespan: ~75–200+ years. Cost: Highest ($400+ per square, installed). Extremely durable, fireproof, and elegant. Best for specialized projects due to cost and weight.

Estimated installed costs per “square” (100 sq. ft.); actual costs vary by region and scope.

Key Performance Factors

When evaluating roof shingles, consider these technical factors that directly affect durability:

• Hail Impact Rating: Look for the Underwriters Laboratory (UL) impact rating. UL 2218 Class 4 is the highest hail resistance. Products passing Class 4 testing can easily withstand 2-inch hail. For Missouri and similar regions, Class 4 shingles greatly reduce damage risk.
• Wind Uplift Rating: Roofing manufacturers often specify a wind speed (mph) that their shingles can resist (often 110–150 mph) when installed per instructions. The higher the rating, the safer in hurricanes/tornadoes. Many architectural shingles have enhanced wind warranties over basic 3-tabs. Proper nailing and underlayment are also critical to meet those ratings.
• Fire Rating: A Class A rating is the best fire resistance. Most asphalt, concrete, and metal roofs achieve Class A. Wood shake is usually Class B (unless treated). In fire-prone areas, avoid untreated wood shingles.
• Algae/Weatherproofing: Many asphalt shingles include additives or copper-infused granules to resist blue-green algae (common in humid climates). These typically come with a 25–30 year stain warranty. Metal, tile, and synthetic composites generally resist algae and moss entirely. Regular gutter cleaning also helps minimize moisture buildup.

Matching Material to Your Climate

Snowy/Cold Regions

Install a strong underlayment (ice-and-water shield) under asphalt or tile in cold regions. Metal roofs can be ideal for heavy snow loads, as they shed snow and won’t warp in freeze-thaw cycles. Architectural shingles rated for cold climates and ice dams (including ice and water barrier) are also common. In fact, one study notes that a premium tile roof on properly spaced purlins can last very long even under snow. However, note that tile and slate require extra roof strengthening for their additional weight plus snow.

Hot/Sunny Regions

In desert or southern areas, UV rays and heat can accelerate shingle aging. Lighter-colored shingles or reflective finishes help reduce heat absorption. Metal and tile roofs often reflect more heat than asphalt. One study found metal roofs can reflect up to ~60% of solar heat compared to conventional asphalt, lowering attic temperatures. Ensure your attic ventilation (ridge and soffit vents) is adequate to dissipate heat. Avoid dark shingle colors if possible.

Stormy/Hail Regions

In high-hail or hurricane/tornado zones, prioritize impact and wind resistance. Use Class 4 impact shingles if hail is common. For high winds, consider materials rated for high uplift such as properly installed laminated shingles or standing-seam metal. Metal and concrete tile can handle extreme winds well. Hall Brothers can recommend products and installation methods to meet local wind codes.

Rainy/Humid Regions

In very wet climates, water resistance is key. Asphalt and tile roofs handle rain well when installed with quality flashing and drainage. Avoid untreated wood in these areas, as it can absorb moisture. Use a ventilated roof deck assembly to prevent moisture buildup; good attic ventilation helps. Hall Brothers also offers quality underlayment and vent products to keep your attic dry.

Fire-Prone Areas

In wildfire zones, stone or metal roofs are safest. Concrete or clay tile, slate, and metal are naturally fire-resistant (Class A). Many asphalt shingles also achieve Class A. Avoid untreated wood shingles. Check local fire codes, which often mandate Class A roofing materials for new construction in high-risk areas.

Roof Shingle Comparison Table

Material	Expected Lifespan	Key Advantages	Drawbacks	Typical Cost
Asphalt 3-Tab	~20–25 years	Low cost, easy install, widely available	Shorter life, lower wind resistance	$100–$150 per sq. ft.*
Architectural Asphalt	~30–50 years	Better wind and hail resistance; more attractive	Higher cost than 3-tab	$150–$250 per sq. ft.*
Impact-Resistant Shingle	~30–50 years (Class 4)	Class 4 hail rating, strong under hail	More expensive upfront	+20–30% vs normal
Metal Roofing	~40–60+ years	Excellent wind/hail, fireproof, recyclable	High initial cost, can be noisy	$300+ per sq. ft.*
Concrete Tile	50–100+ years	Very durable, fireproof, classic look	Very expensive, heavy, complex install	$300–$700 per sq. ft.*
Clay Tile	50–100+ years	Ultra-durable, fireproof, distinctive	As above (very heavy and costly)	Similar to concrete
Slate	75–200+ years	Longest-lasting, elegant, fireproof	Extremely high cost and weight	$400+ per sq. ft.*

Estimated installed costs per “square” (100 sq. ft.); actual costs vary by region and scope.

Ensuring Proper Installation

• Underlayment: Use heavyweight ice-and-water shield at eaves and valleys in cold climates.
• Fastening: Use the proper types and lengths of nails, and follow the recommended nailing pattern (e.g. 6 nails per shingle).
• Ventilation: Ensure ridge vents and soffit vents are installed to prevent heat and moisture buildup in the attic.
• Flashing: All roof edges, chimneys, and valleys must be flashed (using metal or quality vinyl flashing) to prevent leaks.
• Quality Checks: A roof properly nailed and sealed will meet its wind and fire ratings. Poor installation can void warranties, so work with certified professionals. Hall Brothers Lumber offers local expertise in the St. Charles/Union, MO area and can recommend contractors who follow best practices.

Frequently Asked Questions

Q: What is the most durable roof shingle? A: Natural slate and concrete tile roofs are typically the most durable – they can last 75–100+ years. However, they are very costly. Among cheaper options, high-end asphalt laminates and metal roofs (often warrantied 50 years) offer excellent longevity, especially if rated for local conditions.

Q: How long do asphalt shingles last in our region? A: Standard asphalt shingles (3-tab) generally last about 20–30 years in moderate climates. Premium architectural shingles under good maintenance can last 30–50 years. In Missouri’s mix of sun, snow, and storms, expect the lower end of that range for ordinary shingles. Using higher-grade shingles (with better UV and impact resistance) and proper underlayment can help reach the upper end.

Q: Are composite shingles better than asphalt? A: Composite (synthetic) shingles tend to be more durable than basic asphalt. They resist cracking, warping, and hail much better and can last 40–50 years, though they cost more. They can be a good choice if moisture and impact are major concerns. Asphalt is cheaper but has a shorter life.

Q: What shingles are best for wind and hail? A: For high winds and hail, look for asphalt shingles with a high wind rating and Class 4 impact resistance. Many architectural shingles have wind warranties of 110+ mph. Metal roofs also perform very well in extreme winds and do not crack under hail. In Missouri, upgrading to Class 4 asphalt shingles is a common recommendation.

Q: How much does roof replacement typically cost? A: Costs vary widely by material, roof size, and pitch. As a rough guide, asphalt is least expensive per square foot, while tile and slate are highest. For example, asphalt may be under $150 per square; tile/slate can exceed $400. A local roof specialist can give personalized estimates. Hall Brothers can provide ballpark pricing or direct you to contractor estimates without any obligation.

Q: Do I need to replace flashing or underlayment when getting new shingles? A: Yes. Best practice is to replace old underlayment, vents, and flashings when re-roofing. Modern underlayment (like high-temp synthetic) adds protection. Proper new flashing around chimneys, valleys, and edges helps prevent leaks. Hall Brothers offers top-quality underlayment and flashing products along with shingles, so you can upgrade the whole roof system.

Choosing the Right Roofing Materials with Confidence

Selecting roof shingles isn’t about choosing the most expensive option—it’s about choosing the right material for your home and local conditions. A well-planned roofing system balances durability, weather resistance, appearance, and cost.

Hall Brothers Lumber in Union, Missouri carries a wide range of roofing materials and related components, including shingles, underlayment, flashing, and ventilation products. Our team understands local weather challenges and can help homeowners and contractors choose materials that make sense for long-term performance.

If you’re planning a roof replacement or repair, visit Hall Brothers Lumber to explore options and get practical guidance from a local team you can trust.